Life management, centered on finance

Your financial life, beautifully organized.

Livonomi brings income, spending, wealth, subscriptions, goals, and AI-powered insights into one calm, secure workspace — for personal life and business.

5

Core modules

2

Workspace modes

9+

Synced data types

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Product

Finance-first life management, designed to stay clear as you scale.

Livonomi is not just an expense tracker. It is a structured operating system for money — from daily transactions to long-term wealth, recurring commitments, and the goals that give your finances direction.

01

One workspace for your whole financial picture

See net worth, monthly flow, fixed commitments, and runway in a single summary — without jumping between apps or spreadsheets.

02

Built for real life, not just bookkeeping

Track loans, investments, insurance, vehicles, and recurring subscriptions alongside everyday transactions.

03

Secure by design

Phone-based OTP sign-in keeps access simple while your data stays tied to your account and syncs across devices.

Modules

Every part of your financial life has a home.

The app is organized into focused modules that mirror how people actually think about money — overview first, then flow, wealth, and dreams.

Summary

Your daily financial command center

Start every day with net worth, savings rate, runway, subscription load, and an AI wellness score computed from your live data.

  • Net worth and asset allocation at a glance
  • Today and month-to-date income vs spend
  • Goal progress and fixed monthly outflow
  • Financial health index with runway, savings, debt, and growth
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Flow

Every rupee, clearly accounted

A focused transaction ledger for income, spending, and transfers — filtered by category so you always know where money moves.

  • Income, spend, and transfer views
  • Category-aware filtering
  • Signed amounts with clear debit and credit cues
  • Workspace-specific transaction history
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Wealth

Accounts, debt, and assets in one place

Manage banks, cards, cash, wallets, loans, investments, insurance policies, and vehicles without losing context.

  • Multi-account balances and credit limits
  • Loan EMIs, outstanding principal, and due dates
  • Investments from mutual funds to real estate
  • Insurance renewals and vehicle running costs
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Dreams

Turn goals into measurable progress

Define what you are saving for, set target amounts and horizons, and watch progress build over time.

  • Multiple goals with individual timelines
  • Current vs target tracking
  • Visual progress rings and milestones
  • Overall dream portfolio view
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Workspaces

Personal life and business, kept separate.

Switch between personal and business contexts without duplicating your setup. Each workspace carries its own transactions, categories, subscriptions, and insights.

Personal workspace

Workspace

Track household cash flow, savings goals, investments, insurance, and everyday spending in a workspace tuned for individual life.

Household accountsPersonal goalsFamily subscriptionsIndividual insights

Business workspace

Workspace

Switch context to operating cash, business revenue, expenses, and subscriptions without mixing personal and company finances.

Operating cash viewBusiness revenue & spendFixed monthly outflowSeparate insights

Livonomi AI

Understand patterns, not just balances.

Beyond tracking, Livonomi surfaces financial health signals — runway, savings discipline, debt buffer, and investment growth — so you can act with confidence.

1

Pattern engine

Livonomi AI reads your transaction history to surface spending trends, category impact, and habit signals.

2

Financial health index

A composite score across runway buffer, savings discipline, debt buffer, and investment growth — updated as your data changes.

3

Actionable cards

Clear insight cards explain what is happening in plain language, so you know what to review next.

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Synced across your workspace

AccountsTransactionsCategoriesSubscriptionsLoansInvestmentsInsuranceVehiclesDreams

Data stays in sync across devices with local persistence, so your workspace remains available even when you are offline.

Showcase

Room for your product story.

Screenshot galleries, demo videos, and store badges can slot into these reserved spaces whenever you are ready.

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Flow galleryMedia space reserved — add screenshot, video, or mockup here
Wealth galleryMedia space reserved — add screenshot, video, or mockup here
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Blog

Guides for smarter money management.

Practical articles on workspaces, financial health, and getting the most from Livonomi.

View all articles
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Livonomi

Ready when you are.

Reserve space here for App Store and Play Store links, QR codes, or a waitlist form. The product story is set — add launch assets when the time comes.

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